Discount Coverage
We offer a variety of coverage based on your specific needs. You may receive discounts if you have:

• Good Driving Record
• Driving a Safe Car
• Good Student Credit
• Students that take driver's training
• Multiple cars with same insurance company
• Airbags and anti-lock brakes

Liability, Bodily Injury and Property Damage
This coverage will provide payment of damages for bodily injury and property damage arising out of a car accident for which a covered person is legally responsible. It will also provide for a defense in the event of a lawsuit.

Underinsured Motorists
This coverage will provide payment for damages of bodily injury caused by an uninsured motorist for covered persons while an operator or occupant of a car. It will also provide payment for damages for bodily injury caused by an uninsured motorist for covered persons while pedestrians.

Collision

This coverage will provide coverage for collision damage to the covered car and provides limited coverage for a non-owned car.

Medical Payments

This coverage will provide payment of reasonable medical expenses resulting from a car accident regardless of fault. It will also provide payment for reasonable medical expenses for a covered person in a non-owned vehicle.

Comprehensive

This coverage will provide for loss or damage to a covered car from fire, storms, flood, theft, vandalism, breakage of glass and malicious mischief. It will also provide limited coverage for non-owned cars including a rental.